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Property insurance

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Property area* Please, fill in the field Please enter a quadrature from 1 to 10,000 sq.m.
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Minimum value of the property

BGN Please enter an amount from 500 to 10 000 000 BGN

Indicate the value of the property you would like to receive as compensation in the event of its total loss. The suggested value is the minimum amount set by insurance companies based on the property`s parameters

Would you like to include coverage for movable property as well?

Recommended value of the movable property

BGN Please enter an amount from 500 to 500 000 BGN

Fill in the current value of the movable property in the estate. Movable property includes: furniture, personal and other belongings, household appliances, electronic equipment, etc. Under certain conditions, the insurance company you choose may request documents proving your ownership.

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INSY.Benefits for Business

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13 years online
insurance experience

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51 743 processed online
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17 286 calculated premiums
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What does "Property" insurance cover?

"Property" insurance takes care of your peace of mind at home by protecting your belongings, providing financial protection, and compensation for unforeseen events such as damage, theft, fire, flooding, explosion, and others that may cause harm.


The insurance is designed for the property of individuals or legal entities, whether they are owners, users, or just tenants of the properties.


The insured items can include:

Immovable property

• Houses and

• Apartments

Movable property

• Household belongings - furniture, household electronics, electrical appliances, etc.

Covered Risks

For "Property" insurance, insurance companies offer various levels of coverage tailored to your requirements and needs. This includes:


• Fire, including the consequences of extinguishing it;


• Water and sewerage system accidents;


• Damages due to flooding;


• Natural disasters – hail, storm, heavy rain, storm-related flooding, falling trees or branches, natural accumulation of snow and ice, lightning strike;


• Earthquake;


• Impact from a vehicle or animal;


• Impact from an aircraft, its parts, or its cargo;


• Short circuit/electrical surge;


• Burglary and robbery;


• Third-party liability;


• And others.


Explore our advantageous offers on our “Property“ insurance calculator and choose the insurance company's offer that includes the coverage you need.

Price Formation

The cost of "Property" insurance is determined by several factors, including:


• Type of insured property.


• Location of the property.


• Selected covered risks.


• Security measures in place for the property.


• Square footage of the property, among other factors.

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Q&A

How can "Property" insurance be helpful for me?

Home and property insurance are here and are designed to protect your belongings and provide financial security against various risks. They can cover either fully or partially the damages to your property.

Before purchasing insurance, it's crucial to check the specific risks covered by the policy you choose. Our insurance calculator provides quotes from various insurance companies, allowing you to make the right choice for you – insurer, coverage amount, and additional protections. Selecting suitable insurance with the right risks (theft, flood, fire, earthquake, natural disasters, etc.) ensures financial support in challenging situations and property damage.

Which factors influence the determination of the insurance premium?

The main factors that affect the final amount you will pay include:


- the square footage and location (as per documents) of the property;

- the insurance coverage amount you choose;

- the inclusion of personal property in the insurance;

- additional risks you add to the basic coverage of the insurance;

- the insurance history of the property.


With the 24ins online calculator, you can quickly and easily calculate the amount of your insurance and choose the offer from the insurance company that best suits you both in terms of price and conditions. Your insurance can be paid in installments – one, two, or four.


Don't delay, calculate the cost of your insurance quickly, conveniently, and affordably right now.

What factors affect the price of insurance?

Numerous factors can influence the final price of your insurance. The main factors determining the total amount you pay include:

1.Size and value of the insured property: the size and value of the property you are insuring.

2.Location of the property.

3.Insurance coverage amount.

4. Selected combination of covered risks.

5. Claim history: your previous experience with insurance claims may affect the price of a new policy.

With our convenient online calculator, you can easily calculate the cost of your "Property" insurance, compare prices from all insurance companies on our website, make your most favorable choice, and pay for your insurance within 3 minutes. Check now – quickly and conveniently determine the cost of your insurance and protect your property.

What to do if an insurance event occurs?

Certainly, the first and most crucial action in the event of an insurance event is to take necessary measures to limit damages without initiating repair work before a survey by your insurer. In case of events such as fire, theft, robbery, misuse, or electrical shock, you should notify not only your property insurer but also competent authorities such as the police, fire department, and/or electricity distribution.

The notification deadlines to the insurer vary and are described in the General Conditions of the policy.

It's essential to review the terms of your policy to know the steps to take after the occurrence of an event.

Feel free to contact us at any time for the necessary information and assistance in the event of damages or if you have questions about "Property" insurance.

How will I receive my policy and how can I pay for it?

For your convenience, we have made it possible for you to receive your "Property" policy in a way that suits you (from our website, you can request and pay for it from anywhere in the world and at any time of the day):

· at a chosen "Broker Ins" office;

· at a chosen "Speedy" courier office;

· delivered to an address you specify, with delivery by the "Speedy" courier company;

· to an email address you provide (if you have chosen to pay your insurance in 2 to 4 installments, for each installment payment, we will send you a document by email confirming the payment).


Regarding payment methods for the insurance, you can choose from the following options:


· cash on delivery at a "Broker Ins" office or at the "Speedy" courier company;

· with a credit card;

· by bank transfer;

· with a digital wallet

· through ePay.bg;

· with Coinbase.

You can immediately choose and order your "Property" insurance, pay it in full or in installments, and take advantage of the benefits of your 24ins personal profile, as well as our customer loyalty program.

Is a property inspection required when purchasing the "Property" insurance?

The process of obtaining the insurance is made as convenient as possible, and you can secure it today without the need for a property inspection beforehand.

An inspection is only necessary in the event of a claim to assess the extent of the damage and the compensation.

For your maximum convenience, you can make an informed choice of the best insurance offer for you through our "Property" insurance calculator. Your insurance can be concluded in just three minutes.

Can I insure a property that is not registered in my name according to the notarial deed?

You can insure a property even if it is not registered in your name according to the notarial deed. However, to conclude the insurance, accurate details of the property and its owner, as recorded in the notarial deed, will be required. The policy is issued in favor of the owner, and in the event of an insured event, the compensation will be paid to them.

There are also options for another person (in this case, you) to be mentioned in the policy, with the right to receive compensation in the event of a claim. This is possible only with the consent, confirmation, and signature of the owner according to the notarial deed.

If you have any questions regarding insurance, feel free to contact us – our professionals will answer you for free and assist you in case of a claim

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